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Your trusted and elite team of Health licensed advisors.

>Your trusted and elite team of Health licensed advisors.

What is Medicare?

Medicare is the federal government health insurance program that provides health care coverage if you are 65 or older, are under 65 and receive Social Security Disability Insurance (SSDI) for 24 months, begin receiving SSDI due to ALS/Lou Gehrig’s Disease, or have End-Stage Renal Disease (ESRD) no matter your age. You can receive health coverage directly through the federal government (Original Medicare) or a private company (Medicare Advantage).

Medicare coverage is separated into two “Parts:”

  • Medicare Part A covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
  • Medicare Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

Individuals who are eligible for Social Security benefits are typically eligible for Medicare coverage. Most people enroll in Medicare when they turn 65. But, it is recommended to explore your Medicare options at age 64 so you are prepared when you turn 65.

New to Medicare?

Why Choose Elite?

We are an independent insurance agency, which means we work with a broad selection of insurance companies. This allows us to offer a wide range of products to best meet your needs.

Medicare Supplements

A Medicare Supplement Insurance (also known as Medigap) policy helps pay some healthcare costs that Original Medicare doesn’t cover such as copayments, coinsurance, and deductibles. Parts A and B only cover up to 80% of your expenses, so a Medigap plan is used to pick up the leftover 20%, but coverage details vary depending on the specific Medigap plan.

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Medicare Advantage Plans

A type of health plan offered by a private insurance company that contracts with Medicare. The Advantage Plans provide all of your Part A and Part B benefits. It is also referred to as Medicare Part C.

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Prescription Drug Plans

Prescription drug coverage is an optional benefit under Medicare. Prescription drug coverage is offered to everyone with Medicare coverage through Medicare Part D.

We’re here to help! If you would like to speak to a licensed insurance agent, please call our office.

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Health Insurance

There are two types of insurance plans in the country: private and public. This means that you can purchase plans from private companies like Elite Insurance Group or through government health exchanges.

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Whole Life Insurance

Whole life insurance promises insurance for the beneficiary’s lifetime as premiums are appropriately paid. It gives you a premium level of strong guarantees and protection with the potential to build cash value accessible via loans.

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Term Life Insurance

Term Life Insurance is the most uncomplicated life insurance, providing affordable coverage to meet your temporary needs. Typically you will only pay the same level of premium for the entirety of the policy term.

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Is Medicare Confusing to You

At Elite Insurance Group, we understand that insurance can be confusing and intimidating. That’s why we’re here to help you. With over 20 years in the Medicare market, we strive to stay updated and knowledgeable within this every-growing market.

We are here to help you understand which coverage is best for your needs. We offer a full range of insurance services, including Medicare Advantage, Medicare Supplements, Medicare Part D, life insurance, and health insurance. We specialize in finding the best insurance coverage to fit your needs at the lowest possible rate. Let us help you find the perfect policy that best fits your needs.

Find Your Medicare Plan
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A Hassle-Free Way to Learn About Insurance Plans

Imagine that.

We go above and beyond for you with savings and benefits because it’s what you deserve. Get your free, no-obligation quote to see how Elite Insurance Group can help you get the most out of your insurance policy.

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Meet Elite Insurance Group

Since 2005, Elite Insurance Group has been specializing in the Medicare-eligible market. As a company, we strive to uphold professional values such as honesty, integrity, and trust. By following these simple guidelines, we have become just what our name states, Elite.

At Elite, our licensed insurance agents are given unlimited aid and helpful tools that will enhance their ability to provide unique and effective support for their clients. We invite you to read our client testimonials, meet one of our agents, and see why we have so many satisfied clients.

Meet The Team
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Why Work with an Independent Insurance Company?

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We offer personalized, efficient service.

At Elite Insurance, our clients are our top priority. When you call with questions, we will give you as much time as you need. With us, you’re not just another policy.

We are contracted with multiple Insurance carriers.

Our agents are contracted with some of the top insurance carriers in the nation. Not only do you have options, but you also have good options. Our agents have the freedom to choose the carriers that are available in your area that meet your needs.

We’re here for you.

We can explain your options clearly and give you multiple quotes so that you can compare your options. We want the best plan for you, so there’s never an obligation for you to enroll. We are available Mon – Thurs 8:30 am – 5 pm, and Fri 8:30 am – 3 pm. You can also send us a message through our website or email.

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I had an excellent experience working with Kristin for my mother n law’s Medicare benefits. From the very beginning, she was knowledgeable, patient, and incredibly helpful in explaining the different Medicare options available. Navigating Medicare can be confusing, but Kristin made the process smooth and stress-free.

She took the time to understand my mother n law’s healthcare needs and budget, answered all my questions thoroughly, and helped me choose the plan that was best for her. I never felt rushed or pressured, and I truly felt that Kristin had my best interests in mind.

I highly recommend her to anyone needing guidance with Medicare enrollment or coverage. The peace of mind I now have is priceless—thank you!

- Elizabeth M.

Hollie and Alex was outstanding regarding assisting me with my additional Medicare options. I spoke to Alex first, to get an idea of my options. He sent me a document to read and look over to see if I had any questions. I reviewed the document and jotted down a few questions. I called back today to let him know that I had made a decision. He explained some of my concerns and Hollie completed my application and answered additional questions and requirements. Both were very helpful and awesome.

- Vickie A.

I had a very pleasant experience speaking with the agent Mike Hayden. He was very kind & respectable. He also was very informative. I would highly recommend him to someone else when the opportunity arises. Thankyou again, Mike.

- Vivian C.

Brook was very considerate of my needs and knowledgeable of the system I needed. She wasn’t pushy or in a hurry to fully explain what we were doing. She is the type of agent who makes one feel comfortable to talk to. Thank you Brook for your service.

- Jackie B.

Mr. Hutchison is very professional and knowledgeable on Medicare/Medicaid Insurance he was able to get my 91 year old mother $73 more a month. She is going to be very happy and grateful. Thank you again!

- Doreen M.

Deidra Cox was very helpful. I was very pleased with everything she did for me. Thank you for having her on your team.
She’s very pleasant and very knowledgeable. Thank you again.

- Darlene G.

I would like to leave a 5 Star review for Mike Hayden. He was one of the nicest representatives I have ever encountered. He was very pleasant, polite and well informed. He was able to answer all of my questions and made excellent suggestions. I only wish that every call turned out like this one.

- Darnisha M.

I had the privilege of speaking with miss Rachel she was very knowledgeable and helpful. If I had to rate the service she gave me I’d have to give a 10 out of 10. I look forward to speaking with her again in October when I’m eligible to change my current coverage. Thanks for all she did.

- Gerald N.