Your Medicare, Life Insurance, and Health Insurance Advisors

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Your Medicare, Life Insurance, and Health Insurance Advisors

What is Medicare?

Medicare is the federal government health insurance program that provides health care coverage if you are 65 or older, are under 65 and receive Social Security Disability Insurance (SSDI) for 24 months, begin receiving SSDI due to ALS/Lou Gehrig’s Disease, or have End-Stage Renal Disease (ESRD) no matter your age. You can receive health coverage directly through the federal government (Original Medicare) or a private company (Medicare Advantage).

Medicare coverage is separated into two “Parts:”

  • Medicare Part A provides hospital coverage
  • Medicare Part B provides medical insurance

If you are eligible for Social Security benefits, you will be eligible for Medicare coverage. Most people enter Medicare when they turn 65. But, you should explore your Medicare options at age 64 so you are prepared when you turn 65.

New to Medicare?

Why Choose Elite?

We are an independent insurance agency, which means we can offer any product from any company. We will help you determine which insurance plan is right for you based on your doctors and prescriptions. As a full-service insurance brokerage, we can help you find the best insurance plan for your situation.

Medicare Supplements

A Medicare Supplement Insurance (Medigap) policy helps pay some health care costs that Original Medicare doesn’t cover. Parts A and B only cover up to 80% of your expenses, so a Medigap plan is used to pick up the leftover 20%.

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Medicare Advantage Plans

A type of health plan offered by a private insurance company that contracts with Medicare. The Advantage Plans provide all of your Part A and Part B benefits. It is also referred to as Medicare Part C.

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Prescription Drug Plans

Prescription drug coverage is an optional benefit. Prescription drug coverage is offered to everyone with Medicare coverage.

We’re here to help! If you would like to speak to an expert Medicare counselor, please call our office.

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Health Insurance

There are two types of insurance plans in the country: private and public. This means that you can purchase plans from private companies like Elite Insurance Group or through government health exchanges.

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Whole Life Insurance

Whole life insurance promises insurance for the beneficiary’s lifetime as premiums are appropriately paid. It gives you a premium level of strong guarantees and protection with the potential to build cash value accessible via loans.

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Term Life Insurance

Term Life Insurance is the most uncomplicated life insurance, providing affordable coverage to meet your temporary needs. Typically you will only pay the same level of premium for the entirety of the policy term.

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Is Medicare Confusing to You

At Elite Insurance Group, we understand that insurance can be confusing and intimidating. That’s why we’re here to help you. With over 20 years in the Medicare market, we pride ourselves on having the most up-to-date knowledge and understanding of this growing market!

We are here to help you understand which coverage is best for your needs for the best price. We offer a full range of insurance services, including Medicare Advantage, Medicare Supplements, Medicare Part D, life insurance, and health insurance. We specialize in finding the best insurance coverage to fit your needs at the lowest possible rate. Let us help you find the perfect policy.

Find Your Medicare Plan
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A Hassle-Free Way to Learn About Insurance Plans

Imagine that.

We go above and beyond for you with savings and benefits because it’s what you deserve. Get your free, no-obligation quote to see how Elite Insurance Group can help you get the most out of your insurance policy.

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Meet Elite Insurance Group

Since 2005, Elite Insurance Group has been specializing in the Senior market. As a company, we strive to uphold professional values such as honesty, integrity, and trust. By following these simple guidelines, we have become just what our name states, Elite.

At Elite, our agents are given aid and unlimited support that will enhance their ability to provide the kind of support to their clients unrivaled in the industry. We invite you to read our client testimonials, meet one of our agents, and see why we have so many satisfied clients.

Meet The Team
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Why Work with an Independent Insurance Company?

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We offer personalized, efficient service.

At Elite Insurance, our clients are our top priority. When you call with questions, we will give you as much time as you need. With us, you’re not just another policy.

We are contracted with multiple Insurance carriers.

Our agents are contracted with some of the top insurance carriers in the nation. Not only do you have options, but you also have good options. Our agents have the freedom to choose the carriers that meet your needs.

We’re here for you.

We can explain your options clearly and give you multiple quotes so that you can compare your options. And we’ll only enroll you in a plan if it’s your best option. We are available Mon – Thurs 8:30 am – 5 pm, and Fri 8:30 am – 3 pm. You can also send us a message through our website or email.

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I had an excellent experience working with Kristin for my mother n law’s Medicare benefits. From the very beginning, she was knowledgeable, patient, and incredibly helpful in explaining the different Medicare options available. Navigating Medicare can be confusing, but Kristin made the process smooth and stress-free.

She took the time to understand my mother n law’s healthcare needs and budget, answered all my questions thoroughly, and helped me choose the plan that was best for her. I never felt rushed or pressured, and I truly felt that Kristin had my best interests in mind.

I highly recommend her to anyone needing guidance with Medicare enrollment or coverage. The peace of mind I now have is priceless—thank you!

- Elizabeth Miyagi (Janel)

Hollie and Alex was outstanding regarding assisting me with my additional Medicare options. I spoke to Alex first, to get an idea of my options. He sent me a document to read and look over to see if I had any questions. I reviewed the document and jotted down a few questions. I called back today to let him know that I had made a decision. He explained some of my concerns and Hollie completed my application and answered additional questions and requirements. Both were very helpful and awesome.

- Vickie Austin

I had a very pleasant experience speaking with the agent Mike Hayden. He was very kind & respectable. He also was very informative. I would highly recommend him to someone else when the opportunity arises. Thankyou again, Mike.

- Vivian Colon

Brook was very considerate of my needs and knowledgeable of the system I needed. She wasn’t pushy or in a hurry to fully explain what we were doing. She is the type of agent who makes one feel comfortable to talk to. Thank you Brook for your service.

- Jackie Beach

Mr. Hutchison is very professional and knowledgeable on Medicare/Medicaid Insurance he was able to get my 91 year old mother $73 more a month. She is going to be very happy and grateful. Thank you again!

- Doreen Mendiola

Deidra Cox was very helpful. I was very pleased with everything she did for me. Thank you for having her on your team.
She’s very pleasant and very knowledgeable. Thank you again.

- Darlene Gordon

I would like to leave a 5 Star review for Mike Hayden. He was one of the nicest representatives I have ever encountered. He was very pleasant, polite and well informed. He was able to answer all of my questions and made excellent suggestions. I only wish that every call turned out like this one.

- Darnisha McCants

I had the privilege of speaking with miss Rachel she was very knowledgeable and helpful. If I had to rate the service she gave me I’d have to give a 10 out of 10. I look forward to speaking with her again in October when I’m eligible to change my current coverage. Thanks for all she did.

- Gerald Nelson